Set in the prestigious Harbor Club Villas at The Reserve, this residence offers the perfect blend of timeless Lowcountry charm, effortless outdoor living, and true lock-and-leave convenience.Just steps from the Harbor Club Marina--situated in a protected cove along the Intracoastal Waterway--this 3-bedroom, 3.5-bath townhome is designed for those who want to spend less time maintaining a home and more time enjoying life in Pawleys Island. Inside, the home feels bright, welcoming, and thoughtfully composed. The great room features soaring ceilings, a statement stone gas fireplace with custom built-ins, and a wall of windows that fills the space with natural light while offering peaceful views of the private outdoor living area. The flow is ideal for both everyday comfort and entertaining. The kitchen is well equipped for gathering, with granite countertops, a Thermador gas cooktop centered in the island, a walk-in pantry, and casual bar seating that connects seamlessly to the dining area. Framed by windows with plantation shutters and accented by an elegant chandelier, the dining space feels both relaxed and refined. Just beyond, the Carolina Room serves as a light-filled retreat--perfect for morning coffee, reading, or winding down at the end of the day. French doors from both the great room and Carolina Room lead to a private outdoor living space anchored by a natural stone patio and surrounded by mature landscaping maintained by the HOA. Here, you don't have to compromise outdoor living--a must-have for today's lifestyle--to enjoy worry-free ownership. It's an ideal setting for al fresco dining, casual entertaining, or simply enjoying the quiet rhythm of life in The Reserve. The primary suite, located on the main level, offers a peaceful escape with generous proportions and a bay-window sitting area. The ensuite bath is spa-inspired, featuring dual granite vanities, a whirlpool tub beneath a skylight for stargazing soaks, a tiled walk-in shower with bench seating, and a private water closet. The walk-in closet is designed dressing-room style, providing excellent storage and organization. Upstairs, a spacious loft functions as a flexible second living area and also provides access to a large climatized storage room--an uncommon and valuable feature in villa living. Two guest suites are located on this level, each offering a walk-in closet and private bath filled with natural light from skylights. One bath includes a tub/shower combination, while the other features a tiled walk-in shower. Additional bonus spaces add versatility, currently arranged as a home office and a compact fitness area, allowing the upper level to adapt easily to your needs. New high-quality wood-look plank flooring enhances the main living areas, while plantation shutters throughout add both style and privacy. A two-car garage with dedicated space for a golf cart completes the package. Adding to the appeal, this home can be purchased **mostly furnished and equipped**, making the transition effortless. Simply pack your bags and move right in--everything you need to begin enjoying the Lowcountry lifestyle is already here. Living at The Reserve offers far more than a beautiful home. Residents enjoy private beach access through Litchfield by the Sea, along with resort-style amenities including pickleball and tennis courts, scenic walking trails, and an owners' oceanfront clubhouse. Membership opportunities are available at Harbor Club Marina for boating, social gatherings, and Waterway access, while golfers may choose to join The Reserve Golf Club, a Greg Norman-designed course that is part of the McConnell Golf collection. At 95 Harbor Club Drive, you'll find a home that delivers comfort, flexibility, and lifestyle--where outdoor living, exceptional amenities, and turnkey convenience come together in one of Pawleys Island's most sought-after gated communities.