Harbor Club Villas is a lower-maintenance villa section within The Reserve, offering substantial floor plans and a strongly residential character. The villas can feel more like homes than what some buyers picture when they hear the word villa.
Harbor Club Villas includes more than one association, and fees, insurance arrangements and governing rules may differ by association.
Harbor Club Villas offers buyers a way to reduce exterior-maintenance responsibility while retaining substantial living space, private garage space and the broader lifestyle choices available throughout The Reserve.
The location also puts Harbor Club Marina close at hand for owners who choose boating or the optional social side of the marina, while neither marina participation nor private-club membership is required through property ownership
Windows and doors are the homeowner's responsibility.
Across The Reserve villa communities, the association is responsible for the termite contract, pest control, exterior power washing, exterior painting, roof replacement and gutter maintenance.
As of August 2026, Harbor Club Villas I assesses $621 per month.
Current documented inclusions are exterior power washing and painting, gutter upkeep, tree pruning, dryer-vent cleaning, pest control, termite bond, cable, internet, water and sewer.
The Reserve HOA portion is $219 per month. Litchfield by the Sea is a separate $49 per month ownership/access layer.
Harbor Club Villas I carries a master property insurance policy billed separately from the regular monthly association dues.
Harbor Club Villas II and other Harbor Club associations may have different fees, inclusions, insurance arrangements and governing rules.
Harbor Club Villas owners receive deeded Litchfield by the Sea privileges through Reserve ownership, including private beach access and the broader LBTS amenity package.
Harbor Club Villas can be particularly appealing to buyers who want lower-maintenance ownership without moving into a small or vacation-oriented condominium product. The residential scale of the villas, Reserve setting, LBTS beach privileges and proximity to Harbor Club Marina create a combination that is distinct within The Reserve.
Mariah Johnson and Hampton Roberts are the mother-son team behind Coastal Real Estate Legacy, and The Reserve has long been one of the brand's core areas of specialty. Clients get the depth of a multi-generational local career paired with the reach of a fully modern marketing approach — plus the personal attention of a small, intentional team rather than a large production roster. From the first conversation to well after closing, every detail is handled. Coastal Real Estate Legacy tracks every listing, sale, and market shift in The Reserve closely — from Preservation Point to Huntington Lake Villas.
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